Insurance lawyers, solicitors and barristers at Keystone Law

Insurance law is a highly complex area in which there is no substitute for market knowledge, technical excellence and sector expertise. The right expertise will help ensure the quick and favourable resolution to a dispute. Keystone’s insurance solicitors are highly aware of the constantly changing landscape for this area of law and keep up with how this impacts policy interpretation.

Our insurance law services

Our insurance team handle small domestic claims as well as extremely large, complex, international disputes. Coverage disputes represent a particularly strong area of expertise and our insurance solicitors have an excellent track record of achieving settlements through early pre-action negotiation, mediation and the Financial Ombudsman. We take a commercial and pragmatic approach in seeking to resolve insurance disputes and will only suggest litigation where absolutely necessary.

We also advise on policy drafting and compliance issues including focussing on risk reduction strategies.

Our health and safety practice focuses on reducing accident rates and assisting clients in achieving and maintaining compliance within health and safety law. Our approach is grounded in industry best practice and is designed to add value through creating and implementing tailored health and safety management systems and risk reduction strategies.

Who do we advise?

Our insurance law specialists advise a variety of individuals and businesses, from multinational insurers and brokers to policyholders, including group litigations.

Why choose our insurance team?

Keystone’s insurance litigators have a particularly “strong reputation”, as noted by leading legal directory The Legal 500, in which a number of our specialists are ranked. Our lawyers have strong experience and knowledge of working on policy coverage issues on behalf of both policyholders and insurers, giving them an insight into both sides of each case.

Whether you are looking for advice on an insurance dispute or need assistance with insurance policy drafting, our team can provide expert, tailored advice.

For further information or to discuss an insurance matter, please telephone 020 3319 3700 or click here to email us.

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News

Keystone Law announces the appointment of six partners

Keystone Law recognised in Chambers Global Guide 2024

Keystone Law punches above its weight in insurance and reinsurance litigation.

Legal 500 2025
The service I received was excellent from start to finish. I have nothing but praise for all the people involved with my claim.

Legal 500 2024
They punch above their weight with excellent technical knowhow.

Legal 500 2024

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Death-in-Service
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Employer’s Liability
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Health and Safety
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Life
Marine
Motor
Performance and Advanced Payment Bonds
Product Liability
Property
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Advised on insurance coverage in relation to a substantial business interruption claim arising from the effect on business of the closure of a well-known restaurant and then a boutique hotel in March 2020.
Acting for a global loss adjusting company and a multinational insurer advising on a range of claims including policy coverage, product liability, property damage and subrogated recoveries.
Defended a £2m product liability claim on behalf of a fertiliser mixing company following loss of crops from 20 farms in the UK due to boron toxicity in compost.
Resolved group litigation involving hundreds of claims arising from the criminal actions of a surgeon.
Instructed by Mr Broom regarding his Grand Designs-featured property, which turned out to be defective with significant waterproofing issues with the basement
Defended a claim for personal injury in the Royal Courts of Justice in London where a foster carer was assaulted by a foster child, causing PTSD and depression, leading to the claimant claiming she was unable to work again, claiming significant damages
Instructed by a pool equipment manufacturer, Certikin International Limited, and its insurers to defend a £3.1m claim for an allegedly defective pool liner produced by the client
Acted for the defendant in a claim arising out of a fire on 17 April 2015 at Cobham Services on the M25
Advised the manufacturer of CPVC pipework in claims arising out of embrittlement and cracking of pipework installed in public buildings
Advised the manufacturer of an over-the-counter treatment in a claim arising out of personal injury to a child.
Acted for household name Bosch Allianz in the defence of a claim related to an alleged defect in a dishwasher, which caught fire causing damage to a property and the claimant
Instructed by the insurer (HDI) to defend the client in a pre-action disclosure application and the subsequent proceedings in relation to a baby walker that allegedly caused injury
Defended a claim for personal injury which arose out of an accident at work when the claimant fell down a flight of 12 stairs, sustaining serious injury
Instructed by a household name to protect his name in relation to a professional negligence claim against the practice
Instructed to pursue a recovery on behalf of a miniature circuit breakers company and its insurers against electricians who failed to act on a recall notice and recover/fix the consumer unit concerned
Defended a highways tripping case where the claimant, aged 16 at the time, sustained a serious fracture to her knee, requiring repeated surgery
Defended a claim for work-related stress, bullying and harassment arising out of the claimant’s employment as a housing officer with the defendant
Defended claims from three siblings for personal injury for abuse alleged to have occurred in foster care, with a further 7 claims from other siblings awaiting the outcome of these three cases
Advised a trust company subsidiary of an international bank on professional indemnity insurance notification and claims issues arising in relation to tax liabilities affecting a number trusts but involving the same allegedly negligent conduct
Advised an eminent medical professor client in a personal health insurance policy dispute concerning significant medical expenses incurred while he was taken seriously ill on a trip in the USA
Advised an airline pilot regarding spurious allegations of fraud in relation to a property owner’s policy
Advised a wealth management company on a professional indemnity insurance policy dispute which concerned UCIS sales claims and purported policy avoidance due to alleged non-disclosures
Advised clients on a policy dispute concerning a large household fire claim
Advised a CEO of a household name in relation to a yacht insurance dispute due to an alleged late notification regarding a grounding incident
Advised a client in relation to a motor insurance policy dispute involving both a first party and several third-party claims and the insurer refusing to pay due to an alleged breach of condition

Please note: The experience list above features work carried out by lawyers who now work at Keystone Law however this work may have been completed prior to them joining the firm.