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Nada Jarnaz

Partner

England & Wales

020 3319 3700

nada.jarnaz@keystonelaw.co.uk

Nada is a banking and finance lawyer with over 20 years’ experience, specialising in corporate finance, real estate finance, development finance, and Islamic finance. She advises on senior and mezzanine facilities, acting for both lenders and borrowers in the commercial real estate and living sector spaces.

Her clients include developers, sponsors, and investors as well as banks, institutional lenders, debt funds, and alternative lenders. As well as having particular experience in funding living sector assets, including hotel financings, Nada has extensive experience with loan workouts, restructurings and loan sales, and has advised on cross-border transactions on various international real estate transactions.

Expertise

Nada advises banks, debt funds, and institutional lenders, as well as developers, sponsors, and investors, on UK real estate finance transactions, including investment, development, mezzanine, and bridging finance.

Experience

  • Acted for a London-based developer in connection with the £200m financing of a 600-unit mixed-use development scheme in Acton, West London.
  • Acted for a Singaporean Investor in connection with a $225,000,000 facility made available by German bank to part-fund the development of a 3,400-home regeneration scheme at the Royal Docks, East London.
  • Acted for a London-based developer in connection with the £90m senior and mezzanine development funding provided by an international debt fund and a public body to finance the construction of 450 residential units across two sites in West London.
  • Acted for a Middle Eastern bank in connection with a $24m facility made available to a UAE investor to refinance a portfolio of Central London residential properties.
  • Acted for a London-based developer in connection with a £16m facility made available by a UK clearing bank to finance the development of a 234-unit residential scheme in Romford.
  • Acted for a JV developer in connection with the £180m funding of a regeneration scheme in Milton Keynes.
  • Acted for a Dutch-founded real estate investor in connection with a £19.5m facility provided by an institutional lender to fund the acquisition of an office property in Liverpool.
  • Acted for a UK specialist bank in connection with a £15 million facility made available to fund the development of a 122-unit BTR scheme in Wickford, Essex.
  • Acted for a German debt fund in connection with an £40 million syndicated, secured senior bridging loan facility made available by way of a developer exit loan to refinance a 17-unit residential scheme in West London.
  • Acted for a European real estate investment fund in connection with a £78 million secured loan facility made available by a US Bank to certain of its group companies secured on a portfolio of residential properties across Leeds, Bristol, and London.
  • Acted for a specialist development lender in connection with a senior secured loan facility made available to redevelop and regenerate a 107-unit residential scheme in Ramsgate.
  • Acted for a London-based developer in connection with a development facility made available to them by a UK debt fund in connection with a 111-unit residential scheme in Bermondsey, London.
  • Acted for a developer JV vehicle in connection with the development of a £120m mixed-use office, leisure, and residential scheme in Brighton.
  • Acted for a developer JV partnership in connection with a facility provided by a European debt fund to finance the acquisition of 200,000 sq ft office business park located in Milton Keynes.
  • Acted for a UK clearing bank in connection with a £20,150,000 facility made available to finance a shopping centre in Coventry.
  • Acted for a UK clearing bank in connection with a £30,900,000 facility made available to finance the acquisition of shares and indirect acquisition of the business park in Maidenhead.
  • Acted for a UK clearing bank in connection with a £67,000,000 facility made available to finance a regional shopping park located in the South East of England.
  • Acted for a syndicate of institutional lenders in connection with their participations in a £361,000,000 facility secured against a portfolio of hotels across England and Scotland.
  • Acted for a UK clearing bank in connection with a £35,000,000 revolving credit facility made available to a JV developer to finance the construction of a 300-unit residential project in Croydon.
  • Acted for a syndicate of UK clearing banks in connection with a £70,000,000 facility made available to finance a portfolio of business parks across the UK.
  • Acted for a UK clearing bank in connection with a £83,500,000 syndicated facility made available to a London-based developer to finance the development of a 198-unit residential scheme in Hackney, London.
  • Acted for a UK clearing bank in connection with a £64,100,000 facility made available to a UK borrower to finance the development of a mixed-use residential scheme in Deptford.
  • Acted for a specialist Islamic bank in connection with a £24,000,000 commodity murabaha facility made available to a UK SPV to finance an office block in Telford.
  • Acted for a specialist Islamic bank in connection with a £23,200,000 commodity murabaha facility made available to a UK SPV to finance the acquisition and development of a property in Victoria, London, converted from offices to flats.
  • Acted for a German bank in connection with syndicated facilities made available by it and other syndicate lenders to an international property fund to finance a portfolio of retail parks across the UK.
  • Acted for a private family office in connection with the senior financing provided by an international debt fund and forward funding provided by an institutional investor to finance the development of three residential properties in London.
  • Acted for a private family office developer in connection with a £320,000,000 facility made available to them to finance the development of the property at the Isle of Dogs, London.

Nada is experienced in acting for investors, senior lenders, and mezzanine lenders on intercreditor arrangements and negotiation of complex intercreditor agreements.

Experience

  • Acted for an alternative lender in connection with a mezzanine facility made available by them to fund the development of a PBSA scheme in Newcastle.
  • Acted for a German debt fund in connection with an £40 million syndicated, secured senior bridging loan facility alongside various mezzanine facilities made available to finance a 17-unit residential scheme in West London.
  • Acted for a developer JV vehicle in connection with the development of a £120m mixed-use office, leisure, and residential scheme in Brighton funded by a senior secured facility and various forward funding arrangements.
  • Acted for a London-based developer in connection with £90m senior and mezzanine development funding provided to them by an international debt fund and a public body to fund the regeneration and construction of 450 residential units across two sites in West London.
  • Acted for a mezzanine lender in connection with various facility made available by them to fund the development of a series of PBSA schemes in Bristol.

Nada has specialist expertise in Islamic finance, acting both lender-side and sponsor-side for various clients.

Experience

  • Acted for a Middle Eastern bank in connection with a $200,000,000 commodity murabaha facility made available by it to a Bahraini investment fund.
  • Acted for a private investor in connection with a mezzanine commodity murabaha facility made available as part of a £350m Shariah-compliant financing structure to fund the development of the residential scheme at Regent’s Crescent, London.
  • Acted for a private developer in connection with a Shariah-compliant commodity murabaha facility made available by a specialist Islamic financier to finance the re-development of an R&D and office scheme in Cambridge.
  • Acted for a private family office in connection with certain £80,000,000 commodity murabaha facilities made available to finance the acquisition of a number of residential properties in Mayfair.
  • Acted for a bridging lender in connection with a series of Islamic financing transactions made available by them as part of their bridging lending business.
  • Acted for a Middle Eastern bank in connection with their participation in a $1.5 billion commodity murabaha facility provided to Emaar Properties.
  • Acted for an Islamic bank in connection with a senior commodity murabaha facility made available by it to finance the acquisition of a regional hotel.
  • Acted for a specialist Islamic bank in connection with a £24,000,000 commodity murabaha facility made available to a UK SPV to finance an office block in Telford.
  • Acted for a specialist Islamic bank in connection with a £23,200,000 commodity murabaha facility made available to a UK SPV to finance the acquisition and development of a property in Victoria, London, to be converted from offices to flats.

Nada advises lenders on a range of bridging finance transactions, including high-value secured facilities, developer exit loans, and Islamic financing arrangements. She has experience acting on complex transactions involving residential property and development assets.

Experience

  • Acted for a German debt fund in connection with an £40 million syndicated, secured senior bridging loan facility made available by way of a developer exit loan to refinance a 17-unit residential scheme in West London.
  • Acted for a bridging lender in connection with a series of Islamic financing transactions made available by them as part of their bridging lending business.

Nada advises lenders and borrowers on corporate finance and revolving credit facilities, including development funding and debt restructurings.

Experience

  • Acted for a UK clearing bank in connection with a £35,000,000 revolving credit facility made available to a JV developer to finance the construction of a 300-unit residential project in Croydon.
  • Acted for a food and beverage company in connection with the restructuring of its debt facilities with its UK clearing bank lender to assist with its initial IPO and eventual private sale of the shares in the borrowing group.
  • Acted for a media company in connection with the restructuring of its corporate facilities with a UK clearing bank.

Nada has substantial experience with operational real estate, primarily advising both investors and funders in connection with the financing of hotel assets under various ownership structures.

Experience

  • Acted for a syndicate of institutional lenders in connection with their participations in a £361,000,000 facility secured against a portfolio of hotels across England and Scotland.
  • Acted for an Islamic bank in connection with a senior commodity murabaha facility made available by it to finance the acquisition of a regional hotel.
  • Acted for a private investor in connection with a facility provided by a Spanish bank in connection with the development of a luxury 5-star hotel in Central London.

Nada acts for a number of high-net-worth family offices in managing the financing aspects of their property portfolios.

Experience

  • Acted for a private family office in connection with the senior financing provided to them by and international debt fund and forward funding provided by an institutional investor to finance the development of three residential properties in London.
  • Acted for a private family office developer in connection with a £320,000,000 facility made available to them by a Middle Eastern lender to finance the development of the property at the Isle of Dogs, London.
  • Acted for a private investor in connection with a facility provided to them by a Spanish bank in connection with the development of a luxury 5-star hotel in Central London.
  • Acted for a Hong Kong family office in connection with the financing of their UK portfolio of investment assets.
  • Acted for a Singaporean Investor in connection with a $225,000,000 facility made available to them by German bank to part-fund the development of a 3,400-home regeneration scheme at the Royal Docks, East London.
  • Acted for a private family office in connection with certain £80,000,000 commodity murabaha facilities made available to finance the acquisition of a number of residential properties in Mayfair.

Nada is experienced in advising both funders and developers with the financing of their development schemes across all asset classes, including schemes using mezzanine funding and forward funding arrangements.

Experience

  • Acted for a London-based developer in connection with £200m financing of a 600-unit mixed-use development scheme in Acton, West London.
  • Acted for a Singaporean investor in connection with a $225,000,000 facility made available by German bank to fund a 3,400 home regeneration scheme at the Royal Docks, East London.
  • Acted for a London-based developer in connection with £90m senior and mezzanine development funding provided to them by an international debt fund and a public body to fund the regeneration and construction of 450 residential units across two sites in West London.
  • Acted for London-based developer in connection with a £16m facility made available by a UK clearing bank to finance the development of a 234-unit residential scheme in Romford
  • Acted for a JV developer in connection with the £180m funding of a regeneration scheme in Milton Keynes.
  • Acted for a UK specialist bank in connection with a £15 million facility made available to fund the development of a 122-unit BTR scheme in Wickford, Essex.
  • Acted for a specialist development lender in connection with a senior secured loan facility made available to redevelop and regenerate a 107-unit residential scheme in Ramsgate.
  • Acted for a London-based developer in connection with a development facility made available by a UK debt fund in connection with a 111-unit residential scheme in Bermondsey, London.
  • Acted for a developer JV vehicle in connection with the development of a £120m mixed-use office, leisure, and residential scheme in Brighton.
  • Acted for a developer JV partnership in connection with a facility provided by a European debt fund to finance the acquisition of 200,000 sq ft office business park located in Milton Keynes.
  • Acted for a UK clearing bank in connection with a £83,500,000 syndicated facility made available to a London-based developer to finance the development of a 198-unit residential scheme in Hackney, London.
  • Acted for a UK clearing bank in connection with a £64,100,000 facility made available to finance the development of a mixed-use residential scheme in Deptford.
  • Acted for a specialist Islamic bank in connection with a £23,200,000 commodity murabaha facility made available to finance the acquisition and development of a property in Victoria, London, which was converted from offices to flats.
  • Acted for a private family office in connection with the senior financing provided to them by an international debt fund and forward funding provided by an institutional investor to finance the development of three residential properties in London.
  • Acted for a private family office developer in connection with a £320,000,000 facility made available to them by a Middle Eastern lender to finance the development of the property at the Isle of Dogs, London.

Please note: The experience list above may include examples of work completed prior to joining Keystone Law.

Nada qualified as a solicitor in 2005. Prior to joining Keystone Law in 2026, she worked at the following firms:

  •  Howard Kennedy
  •  Taylor Wessing (now Winston Taylor)